Learn about the Upstream Mortgage family

THE BEST Mortgage company OUT THERE

We’re your neighbors and partners in the Twin Cities community. Founded on the principle that every homebuyer deserves personalized attention and expert guidance, we’ve built our reputation by treating each client’s journey to homeownership as unique as the properties that dot our beautiful Minneapolis-St. Paul landscape.

We believe the mortgage process shouldn’t be overwhelming. Our boutique approach means you’ll work directly with experienced mortgage professionals who take the time to understand your story, explain your options in clear terms, and guide you toward the best financial solution for your needs. Whether you’re purchasing your first home in Uptown, upgrading to a Lake Minnetonka estate, or refinancing your Highland Park residence, we’re here to make your experience seamless and successful.

“It’s not about me; it’s about YOU the customer.”

Branch Manager NMLS# 1114522

Ryan has been in the mortgage and real estate business since he graduated from the University of St. Thomas in 1994. Over all of those years and thousands of transactions, the one thing that has not changed is Ryan’s interest in the lives and stories of the people he works with. He knows that every transaction is a very important part of that client’s life.

Ryan has built a mortgage team of specialists that have a common goal to be the best at what they do. Everyone on the team is committed to excellence. The Ryan Yardley mortgage team has created an advantage by controlling more of the process which eliminates variables, providing a high level of accountability. Every step of your mortgage happens right here in Minnesota with people Ryan knows and trusts.

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Get to know us

Meet The Upstream family

Ryan Yardley

Managing Partner

Robin Curry

Managing Partner

Steven Curry

Managing Partner